The current economic client is one that is arguably based heavily on fear. People and businesses are worried. So are banks. This has resulted in a very difficult business environment where money is tight and businesses are having problems getting the credit they need to deal with cash flow issues. Factoring is an alternative financing […]

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Zero balance transfer credit cards are those where no interest is charged on balance transfers for a particular period (such as a year). This is a different matter from a card having no interest on purchases for a specified period. Also, some cards apply yet another different set of rules to cash advances, sometimes applying […]

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Did you know that it is possible to actually make money using certain credit cards? These are zero interest ones particularly the ones which have zero interest on balance transfers. What you do is you use the credit to put money into a high-interest bank account then you repay the credit just before the zero […]

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Are You Getting Used To The Word No On Your Credit Applications??
Is Your Credit Rating So Bad You Cant Get Credit Anywhere??
I was speaking with a friend Carol, recently who had recently answered yes to the above questions. She told me that when she was younger she didn’t really pay much attention to the effect […]

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0 credit cards (which means zero interest initially), are now common. The card will change to more than zero interest after a certain period, sometimes one year. Credit cards were first used in about 1950 in America. They are now common throughout the developed world although some countries use them more than others. Japan uses […]

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